About DSCR Home loans

Easier Qualification Process:
Benefit: Unlike traditional loans, DSCR loans focus on the income generated by the property rather than the borrower’s
personal income. This makes it easier for real estate investors to qualify, especially if they have multiple properties or fluctuating personal income.

Maximize Cash Flow:
Benefit: By securing a DSCR loan with a favorable ratio, you can ensure that the property generates sufficient
income to cover debt payments and potentially provide additional cash flow. This helps in maintaining liquidity and reinvesting in more properties.

Portfolio Expansion:
Benefit: DSCR loans enable you to leverage the income of one property to finance additional properties. This accelerates
the growth of your real estate portfolio, allowing for diversification and increased potential for returns.

Flexible Terms:
Benefit: Lenders offering DSCR loans often provide flexible terms, including interest-only payment options. This can reduce initial expenses and improve cash flow, making it easier to manage multiple investments.

Focus on Property Performance:
Benefit: Since the primary consideration is the property’s income, you can focus on acquiring properties with strong
rental income potential. This aligns with your goal of building a profitable and sustainable real estate portfolio.DSCR Loan Qualifier

Tax Advantages:
Benefit: The interest payments on DSCR loans are often tax-deductible, which can lower your taxable income and
increase your after-tax returns on investment properties.

Professional Advice and Support:
Benefit: Working with lenders and professionals experienced in DSCR loans, like Patricia Cain, the Mortgage Genie
with Edge Home Finance, can provide valuable insights and guidance. Her expertise in the Arizona and Florida markets can help you identify high-performing properties and optimize your investment strategy.

By leveraging DSCR loans with the help of Patricia Cain, the Mortgage Jinnee with Edge Home Finance, you can effectively
manage and grow your real estate investments, ensuring steady income and long-term financial success.

All loans are subject to qualifying factors. Not all applicants will qualify.

The DSCR Loans Process
Here’s how our home loan process works:

✅ Complete our simple DSCR Loan Qualifier
✅ Receive options based on your unique criteria and scenario
✅ Compare mortgage interest rates and terms
✅ Choose the offer that best fits your needs